People in the US: have you been affected by interest resuming on student loan debt under the Save plan? | US student debt

Under the Biden administration, about 8 million people enrolled in a 2023 income-driven repayment plan for student debt – the Saving on a Valuable Education (Save) plan.

But as of 1 August, the Trump administration has resumed charging loan interest under the Save plan to borrowers, who have been in forbearance since last year.

The Department of Education has recommended people switch to another repayment plan for their federal student loans. Borrowers can still forgo payments, but will see interest accruing on their loans and won’t make any progress toward student loan forgiveness.

We want to hear from you. Are you a US borrower who enrolled in the Save plan? What do you plan to do now that interest is again being charged? Will you be forced to make changes to your spending habits in order to make new payments? How will this affect you?

Share your experience

You can tell us how you’ve been affected by filling in the form below.

Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For true anonymity please use our SecureDrop service instead.

Tell us how you are affected by interest resuming for loans under the Biden-era Saving on a Valuable Education (Save) plan

Please include as much detail as possible.

</div> <div class="dcr-p5u71k"><label for=":R2al9l6qhl6kab:" class="dcr-0"></p> <p>What action are you taking with your loans – are you restarting payments or still forgoing them? 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