Nationwide Building Society savers are being urged to act fast if they want to qualify for a potential £100 payout under its Fairer Share Payment scheme in 2026.
Last year, 4 million members shared £400 million, up from £385 million for 3.85 million members the year before. That means around £1 in every £10 Nationwide pays out goes straight back to its customers. While Nationwide has yet to confirm 2026’s scheme, the eligibility rules from previous years provide a clear guide.
To qualify, members typically need:
For savings or mortgages, the minimum requirement has historically been £100 at the end of any day in March.
Extra steps for FlexAccount, FlexDirect and FlexBasic holders
If you hold a FlexAccount, FlexDirect or FlexBasic account, there’s a key hurdle. In two out of three months – January, February and March 2025 – you must have received at least £500 into your current account. Transfers from other Nationwide accounts do not count.
In addition, you must have made at least two payments out of your current account during those months. That works out as a minimum of £1,000 in total receipts from outside Nationwide and four outgoing payments over two months.
There was an alternative route in that customers could also qualify by making 10 payments out of the account across two of the three months, totalling 20 payments. New customers who switched to these accounts between January 1 and March 31 2025 were exempt from these extra rules.
The rules also did not apply to FlexPlus (subject to £18 monthly fees), or FlexOne, FlexStudent, and FlexGraduate accounts.
For these:
- FlexPlus: simply pay the account fee.
- FlexOne, FlexStudent, FlexGraduate: make one payment in or out in March.
Keep accounts active
To be eligible, your current account must be active in the first three months of 2026 and still open by March 31. You also need at least £100 in a Nationwide savings account or cash ISA next month – or at least £100 owed on a Nationwide mortgage.
Last year, Nationwide explained: “You will have had qualifying savings if you had at least £100 in total in one or more personal savings accounts or cash ISAs with Nationwide at the end of any day in March 2025.”
Eligible accounts include Instant Access Saver, Flex Instant Saver, FlexOne Saver, Flex Regular Saver and Nationwide cash ISAs.
Bonus for new switchers
Nationwide is currently offering a £175 cash incentive for new customers who switch to one of its current accounts – but that deal ends Wednesday, March 4
If the Fairer Share scheme returns, new Nationwide customers could earn up to £275 between now and June 2026 – combining the switch bonus with the potential £100 payout.
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