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Older Americans Set to Receive Social Security Payments on July 15

Some older Americans will receive their Social Security payments on July 15.

Social Security makes payments on a weekly basis based on a recipient’s date of birth. July 15 is the third Wednesday of the month, so recipients born between the 11th and 21st of their respective birth month will have their benefits disbursed.

More than 71 million older Americans receive Social Security benefits. For most beneficiaries, the Social Security Administration (SSA) disburses payments on the second, third, and fourth Wednesdays of each month. According to the SSA benefits calendar, Americans born between the 11th and 21st of their birth month will receive their payments on July 15.

Americans born between the 1st and 10th of their respective birth month received their payouts on July 8. Those born between the 21st and 31st will get their benefit payments on July 22.

Some of the oldest Americans, and those who have been on Social Security since before June 1997, also received their payments earlier July. Those beneficiaries receive their benefits on the 3rd of each month. Even when the SSA switched to a cyclical payment scheme, those Americans kept receiving benefits on the 3rd. Due to the July 4 federal holiday, those beneficiaries received their payments on July 2.

Moreover, Supplemental Security Income (SSI)—a monthly payment for senior citizen beneficiaries who have little or no financial resources or income outside of Social Security or low-income people who are blind or have a disability—is paid on the first of the month. Americans who receive both Social Security and SSI receive their SSI on the 1st and their regular benefits on the 3rd.

But a quirk of the calendar means that SSI beneficiaries will get double payments this month. August 1 falls on a Saturday, which means Americans receiving SSI will have their August benefits disbursed on July 31.

Meanwhile, the Social Security Administration is also introducing some benefits for younger Americans.

On July 1, SSA debuted a special “Freedom 250” Social Security card for children born between July 2 and Dec. 31, 2026. These commemorative cards will function the same as a regular Social Security card but will have the “Freedom 250” logo stamped on it above the number. They will be issued as part of the Enumeration at Birth (EAB) program, where parents registering their child’s birth at a hospital, birthing center, or with a licensed midwife can request a Social Security number. Replacement and duplicate cards will not carry the commemorative designation regardless of the cardholder’s birth date.
SSA also announced the process for enrolling newborns in “Trump Accounts,” the federal government’s new type of individual retirement account for eligible Americans under the age of 18. SSA said it will use the EAB program and modify the federal forms to include the automatic creation of a “Trump Account.” Mailers for newborns will also include information about the accounts and how to open one.

Beginning July 4, a one-time $1,000 pilot program contribution from the Department of Treasury is available to eligible children born between Jan. 1, 2025, and Dec. 31, 2028, who are U.S. citizens with a valid Social Security number.



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