Pensioners have one week left to claim DWP cash worth up to £300 | Personal Finance | Finance

Pensioners are being reminded they have less than a week remaining to apply for a payment worth up to £300. Eligible Britons who haven’t received a particular letter or had the funds deposited into their account will need to submit a claim for their Winter Fuel Payment.

The Department for Work and Pensions (DWP) recently confirmed the majority of the nine million pensioner households entitled to the 2025/26 Winter Fuel Payment received the lump sum of £100, £200 or £300 before the automatic payment window shut on January 28.

Additionally, nearly 90,000 people aged over 66 in Scotland should also have received their Pension Age Winter Heating Payment from Social Security Scotland by the end of February.

However, as reported by the Daily Record, guidance from the UK Government indicates there are two particular groups of people who may need to claim the Winter Fuel Payment, though it’s vital to note this can only be done by post or telephone before March 31, 2026.

Only pensioners born before September 22, 1959 with an income at or below £35,000 should have received an automatic Winter Fuel Payment from the DWP.

Guidance from the DWP explains if pensioners “do not get a letter or the money has not been paid into your account by 28 January 2026, contact the Winter Fuel Payment Centre” as you may need to claim.

The funds should have appeared in bank accounts – where the State Pension or benefits are typically paid – with the payment reference beginning with the National Insurance number followed by ‘DWP WFP.’ Pensioners are being advised to thoroughly examine their bank statements for this reference number prior to getting in touch with the Winter Fuel Payment Centre on 0800 731 0160.

Check if you need to claim

DWP said most people would get the Winter Fuel Payment automatically if they are eligible during qualifying week, which took place between September 15 – 21, 2025.

You do not need to claim if you get any of the following:

• State Pension
• Pension Credit
• Universal Credit
• Attendance Allowance
• Personal Independence Payment (PIP)
• Carer’s Allowance
• Disability Living Allowance (DLA)
• Income Support
• income-related Employment and Support Allowance (ESA)
• Income-based Jobseeker’s Allowance (JSA)
• awards from the War Pensions Scheme
• Industrial Injuries Disablement Benefit
• Incapacity Benefit
• Industrial Death Benefit

If you do not get any of these, you need to claim if either of the following apply:

• you’ve not had the Winter Fuel Payment before
• you’ve deferred your State Pension since your last Winter Fuel Payment

How to claim

You can claim Winter Fuel Payment by:

The deadline to make a claim for winter 2025 to 2026 is March 31, 2026. Full details on how to claim by post or over the phone can be found on GOV.UK here.

Eligibility for Winter Fuel Payments

You should get a Winter Fuel Payment if you were born before September 22, 1959 and live in England or Wales.

When you will not be eligible

You will not be eligible if you:

• live outside England and Wales (people in Scotland will receive the Pension Age Winter Heating Payment)
• were in hospital getting free treatment for the whole of the week of 15 to 21 September 2025 and the year before that
• need permission to enter the UK and your granted leave says you cannot claim public funds
• were in prison for the whole of the week of 15 to 21 September 2025

If you live in a care home

You can get Winter Fuel Payment if you live in a care home, however, you will not be eligible if both of the following apply:

• you get Universal Credit, Pension Credit, Income Support, income-based Jobseeker’s Allowance (JSA) or income-related Employment and Support Allowance (ESA)
• you lived in a care home for the whole time from 23 June 2025 or earlier

Payments

The amount you get is based on when you were born and your circumstances between 15 to 21 September 2025. This is called the ‘qualifying week’. Any money you get will not affect your other benefits.

If you live alone or no one you live with is eligible for the Winter Fuel Payment

You will get either:

• £200 if you were born between September 22, 1945 and September 21, 1959
• £300 if you were born before September 22, 1945

If you live with someone else who is eligible for the Winter Fuel Payment

Your payment may be different if you get one of the following benefits:

• Pension Credit
• Universal Credit
• income-based Jobseeker’s Allowance (JSA)
• income-related Employment and Support Allowance (ESA)
• Income Support

If you do not get any of the benefits

You will get a payment of:

• £100 if you and the person you live with were both born between September 22, 1945 and September 21, 1959
• £100 if you were born between September 22, 1945 and September 21, 1959 but the person you live with was born before September 22, 1945
• £200 if you were born before September 22, 1945 but the person you live with was born between September 22, 1945 and September 21, 1959
• £150 if you and the person you live with were born before September 22, 1945

If you and your partner jointly claim any of the benefits

One of you will get a payment of either:

• £200 if both of you were born between September 22, 1945 and September 21, 1959
• £300 if one or both of you were born before September 22, 1945

The money will be paid into the bank account your benefits are usually paid into.

If you get any of the benefits (not as part of a joint claim)

You will get a payment of either:

• £200 if you were born between September 22, 1945 and September 21, 1959
• £300 if you were born before September 22, 1945

If your income is more than £35,000

HMRC will take back all of your Winter Fuel Payment through either PAYE or your Self Assessment tax return. next year.

If you live in a care home

If you are eligible you’ll get either:

• £100 if you were born between September 22, 1945 and September 21, 1959
• £150 if you were born before September 22, 1945

Full details on what you will need before contacting the Winter Fuel Payment Centre can be found on GOV.UK here.